Browsing by Subject "financial aid to students"

This thesis examine young college student's consumption resources and consumption. I study how consumption resources are related to college student's consumption. The research has been carried out qualitative, phenomenography research method, where object of examination are student's views of consumption, use of time, student loan use and themes between essential and luxurious consumption. I used interviews as a method of collecting data, which suits for a phenomenography research. The empirical material consist of 13 student's interviews. I analysed material by using content analysis and typecasting. Available resources, such as income, are important for consumers. Students who took part research have low income level compared to the rest population. Financial aid to students consist of student grant, housing benefit and student loan. Majority of interviewees drew student loan in addition to student grant. Nearly all interviewees received financial support from their parents. Housing cost took the majority of interviewees money. The students lived mainly in apartment building. Time is addition to money other household's central resources, because it analyse household daily action. When examine meaning of time in young college students' consumption appear that many students have four sector in regard to the use of time. This sectors are work, study, housework and free time. As a result of study student's temporal resources are scanty, because working is secondary. Due to small incomes and temporal resources young college student's consumption is emphasized to essential consumption as food, housing costs and bills. Young's weak economic situation cause that young use consumption credit or loan to essential consumption or luxurious consumption. This may lead to get into debt if the use of money not control. Students spend money on luxurious consumption, as bars, restaurants and student parties. They also spend their money on hobbies, different events and journeys too. Students draw student loan in order to achieve better standard of living.